Insurance Introduction

The Gold Plan (ProtectAssist) is an affordable alternative to our all-inclusive Platinum Plan. 

**** Plan offers:****

  • Optional Cancel For Any Reason coverage!
  • Cancellation due to Work Reasons coverage now included in base plan!
  • Now includes Cancellation coverage due to involuntary Job Loss!
  • Enhanced Medical and Emergency Evacuation benefits. Now primary coverage!
  • Children age 17 and under covered at no additional cost! (Must be related to, and traveling with the primary insured)
  • Optional Medical Evacuation to the hospital of your choice OR home! (with the purchase of Medical Coverage Upgrade)

With the Gold Plan, you receive coverage in the event of unforeseen Trip related expenses due to:

  • Trip cancellation, interruption and delay due to a covered reason
  • Being unable to go on Trip due to work-related reasons or involuntary job loss
  • Emergency medical treatment or evacuation
  • Lost, stolen or damaged baggage or travel documents
  • Baggage delay

     

Additional insurance benefits available!
 If you purchase within 15 days* of your Initial Trip Payment, you'll receive:

 

  • Coverage for financial default of an airline, a cruise line or tour operator. (Financial default is not covered for all travel suppliers.)
  • Waiver of pre-existing medical conditions exclusion(Pre-existing medical conditions waiver applies to the first $30,000 of Trip cost per person.)
  • Missed Connection benefit increases to $500 per person.
  • Flight Guard coverage of $50,000 per person.
     

*Day one is the date the Trip payment was received.

Family Coverage

Coverage for children (age 17 and under) at no additional cost if all accompanying adults purchase coverage (child must be related to, and traveling with the primary adult and listed on the enrollment form).

Increase your coverage with these valuable additions to your Gold Plan.

Optional Coverages Include:

Cancel For Any Reason - 50% reimbursement of pre-paid nonrefundable expenses if you cancel your Trip for any reason not otherwise covered under the policy, up to 48 hours prior to your departure. (The Cancel for Any Reason upgrade must be purchased at the same time of base plan and it is only valid if purchased within 15 days of Initial Trip Payment. Coverage must be purchased for the full cost of all prepaid Trip arrangements.)

Medical Coverage Upgrade - Medical expense and emergency evacuation benefits are now doubled!  Includes Emergency Evacuation to the hospital of your choice or home. (Cannot be purchased separately.)

Flight Guard® - Additional coverage up to $500,000 due to a covered loss while flying.

Car Rental Collision Coverage - $35,000 in primary coverage. Covers cost of repairs due to covered damage to a rental car, up to the limit of coverage, for which the car rental contract holds you responsible. Subject to $250 deductible.

Comprehensive non-insurance travel services** automatically included with plan!
With the Gold Plan, every customer also has access to these valuable travel services when they travel:

- Arrangements for last-minute flight changes
- Hotel finder and reservations
- Rental car reservations
- Emergency medical assistance
- BagTrak -- lost baggage tracking
- Pre-Trip health and safety advisories
- Live e-mail and phone messaging to family and friends
- Cash transfers
- Airport transportation
- Golf course reservations
- Event ticketing
- Floral services
- Identity Theft restoration (Not available to residents of New York state.)
- Business Assistant


**Non-Insurance services are provided by Travel Guard Assist.

  
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